From traditional Medicare to Medigap to Medicare Advantage with and without Part D… there are a lot of options and no one right solution for everyone. The best choice is to have a professional help navigate the right coverage for you. When you have Senior Protect Solutions help you navigate the Medicare system, we do all the heavy lifting for you… and you don’t pay us anything.
The fact is, the insurance carriers cover the cost of the work we do and we have the privilege of providing seniors with the right coverage for an affordable price.
Part A deductible for each hospital stay: $1,484 (vs. $1,408 in 2020).
Part B monthly premium: $148.50 (vs. $144.60); Part B annual deductible: $203 (vs. $198).
Part D prescription drug plan average monthly premium: $30.50 (vs. $32.74).
All beneficiaries can get virtual check-ins with doctors and other health care providers.
More Medicare Advantage plans are offering extra services, including meals at home, rides to health appointments, safety improvements to homes, and nutrition counseling.
These are examples of the ways in which other people have used their Medicare coverage. The right plan for each individual varies, we can help!
Do they matter when it comes to Medicare?
Margaret was in great health when she enrolled in Medicare at age 65. She decided on a Medicare Advantage plan based on her good health and desire to keep her premiums low. At the time, it seemed like the right choice, until Margaret went to her doctor and discovered she had cancer.
With a family history of cancer, she wasn’t surprised by the diagnosis and, given her good health, her prognosis was good. What wasn’t good was the high cost of her cancer treatments under the plan she had chosen…
What do you do when it’s time to retire but you’re over 65?
When Gilbert turned 65, he was still working. At that time, he was advised not to enroll in Medicare Part B during his seven-month Initial Enrollment Period (IEP) since he was still covered by his work insurance. That was 5 years ago and, after the COVID downturn and the layoffs in his industry, Gil has decided to retire.
With the end of his employment, he is now ready to enroll in Medicare Part B but realizes he’ll be doing so late. Gilbert is worried that he’ll have coverage gaps and might have to pay penalties…
When rehab takes longer than expected, what is covered?
Being active and fit has always been important to Charlotte. For years she’s been hiking the trails behind the retirement community where she and her sister live.
When she had a fall and broke her leg, 6 ribs, and punctured a lung she spent 2 days in the hospital and then 66 days in a skilled nursing facility fending off pneumonia and rehabilitating her leg to where she can walk again…
A life outside the traditional corporate sphere and a divorce complicate eligibility
Kevin just turned 65 and is hoping to enroll in Medicare. He is an artist and has never worked for a corporation, relying on his husband’s health insurance all these years. Since their divorce, Kevin is worried that he will not qualify for Medicare since he has heard that people who have fewer than 10 years of work history may either not qualify or owe a premium for Medicare Part A. Kevin’s husband Robert is 61 and has worked in corporate America for over 25 years. Neither of them is remarried…
We can help find the right program for you to cover your health expenses while being sensitive to your budget and healthcare needs today and into the future.
The best part? We don't charge you anything.
Insurance carriers cover our costs so we can offer you the guidance you need totally free.
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